How It Works

Follow our simple 4-step process to start building your financial future with Mohrad Finance.

How It Works

Four simple steps to start building your financial future with Mohrad Finance

1

Register with Referral

Register with your referral's name and pay the joining fee of ₦10,000 to become a member.

  • Referral name required
  • One-time joining fee: ₦10,000
  • Instant membership activation
2

Open a Savings Account

Start saving with as little as ₦1,000 and watch your balance grow.

  • Minimum deposit: ₦1,000
  • No monthly fees
  • 24/7 account access
3

Earn Dividends

Receive annual dividends proportional to your average savings balance.

  • Annual dividend payments
  • Competitive rates
  • Based on savings balance
4

Borrow Responsibly

Once you've met our 6-month savings milestone, unlock loans up to 2× your saved amount at competitive rates.

  • Up to 2× your savings
  • Competitive interest rates
  • Flexible repayment terms

Ready to Get Started?

Join hundreds of satisfied members who are already building their financial future with Mohrad Finance.

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Mohrad Finance is an invitation-only community. New members can only join through an invitation from an existing member.